Barry Smith Barry Smith is President of BFS (Bankcard Fraud Solutions) Consulting Inc. He has 30 years experience working for major card issuing organizations in the US and overseas in developing successful programs to reduce fraud risk and losses. He has worked for MasterCard and has served on numerous Visa Risk Committees developing many fraud control measures in use today. Clients include Visa USA, Visa International, Sun Trust Banks, First Bank of Marin, Exxon Mobile, Valley Bank, Internet Merchants and the FDIC.